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Home›Inflation Calculator

Inflation Calculator

See how inflation erodes your money's buying power. ₹1 lakh today won't buy the same in 10 years. Plan your investments to beat inflation.

1%6% (avg)15%

₹1,00,000 today will cost

₹1.79 L

in 10 years at 6% inflation

Buying power lost: 44%

Your money needs to grow this much just to stay even

🛒 Everyday Prices in 10 Years

🥛

1 Liter Milk

₹60 today

₹107 in 10yr

🍚

1 Kg Rice

₹50 today

₹90 in 10yr

🎬

Movie Ticket

₹250 today

₹448 in 10yr

🍗

1 Kg Chicken

₹250 today

₹448 in 10yr

🛺

Auto Rickshaw (5km)

₹50 today

₹90 in 10yr

🏫

School Fees (Annual)

₹1,00,000 today

₹1,79,085 in 10yr

📊 Inflation Timeline

YearYou'll Need₹1,00,000 Buys
1 yr₹1.06 L₹94,340 worth
2 yr₹1.12 L₹89,000 worth
5 yr₹1.34 L₹74,726 worth
10 yr₹1.79 L₹55,839 worth
15 yr₹2.40 L₹41,727 worth
20 yr₹3.21 L₹31,180 worth
25 yr₹4.29 L₹23,300 worth
30 yr₹5.74 L₹17,411 worth

💡 Beat Inflation

At 6% inflation, your money halves in buying power every 12 years (Rule of 72). To maintain purchasing power, your investments must earn above 6%. A bank FD at 7% with 6% inflation gives you only 1% real return.

💡 Related Tools

InvestSIP to Beat InflationCompareFD Returns vs InflationReturnsCAGR CalculatorPlanRetirement Planner

Frequently Asked Questions

What is India's average inflation rate?▼
India's CPI inflation has averaged 6-7% over the past decade. RBI targets 4% (±2%). Food inflation can be higher at 8-10%.
How does inflation affect my savings?▼
If your savings earn 6% (FD) but inflation is 6%, your real return is 0%. Your money stays the same numerically but buys less. You need returns ABOVE inflation.
What investments beat inflation?▼
Equity mutual funds (12-15%), real estate (6-8%), gold (8-10%) historically beat inflation. FDs (6-7%) barely keep up. Cash under the mattress loses value every year.
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