Retirement Calculator

It depends on your expenses, savings rate, and investment returns. With ₹40K monthly expenses and ₹20K monthly savings at 12% returns, most people can retire between ages 45-55. Use this calculator for your exact date.

FIRE (Financial Independence, Retire Early) number is the corpus you need to never work again. In India, it's typically 30-35x your annual expenses to account for inflation.

12% for equity mutual funds (pre-retirement, long-term Nifty 50 average). Post-retirement, use 8% as you'll shift to safer instruments. Inflation in India averages 5-7%.

With ₹50K monthly expenses and 6% inflation, you'd need approximately ₹4-5 Cr corpus at age 40 to sustain through age 85. The exact amount depends on your investment returns post-retirement.