What is a mutual fund returns calculator?▼
It estimates how much your mutual fund investment will grow over time based on expected annual returns, using compound interest for lumpsum and SIP formulas for monthly investments.
What is a good expected return for mutual funds?▼
Historically, Indian equity mutual funds have returned 12-15% CAGR over 10+ years. Debt funds typically return 6-8%. Past performance doesn't guarantee future returns.
SIP vs Lumpsum — which is better?▼
SIP averages out market volatility (rupee cost averaging) and is better for salaried investors. Lumpsum works well when markets are low and you have a large sum available.
How is CAGR calculated?▼
CAGR = (Final Value / Initial Investment)^(1/years) - 1. It shows the annualized growth rate assuming compounding.
Are mutual fund returns guaranteed?▼
No. Mutual funds are subject to market risks. The calculator uses assumed returns for illustration only.